01
Pay as the work is done
Each visit is settled on the day. For most single-visit treatment this is the whole of it. Cash, card or bank transfer.
Money
Our fees are published. Your reimbursement is between you and your insurer.
We are fee-for-service and out of network. That means we can tell you exactly what we charge, and it means we will not pretend to know what a third party will pay you back.
Indicative fees
These are the ranges we quote from. Your own plan is itemised in writing after an examination, and members take 15% off restorative, cosmetic and surgical fees.
| Treatment | Unit | Fee |
|---|---|---|
| New patient consultation | 90 minutes | $190, credited against treatment |
| Porcelain veneers | Per tooth | $1,450 — $2,100 |
| Clear aligners | Full course | $4,200 — $6,800 |
| Dental implants | Single tooth, start to finish | $4,600 — $6,200 |
| Whitening | Home whitening with custom trays | $420 |
| Hygiene and gum health | Hygiene visit | $155 |
| Bonding and crowns | Composite bonding, per tooth | $390 — $650 |
| Night guard | Hard acrylic, scanned | $525 |
| Nitrous oxide sedation | Per visit | $95 |
| CBCT scan | Single arch | $310 |
How to pay
Four routes, in the order we usually suggest them.
02
Interest-free in-house staging
On plans over $2,500, the fee is split across the treatment period with no interest and no credit check. A laboratory deposit is taken at the preparation appointment because that is when the laboratory bill is incurred.
03
Third-party healthcare finance
For terms longer than the treatment itself. Approval, rate and terms are set by the lender, not by us, and promotional interest-free periods usually carry deferred interest if the balance is not cleared in time. Read that clause.
04
FSA and HSA funds
Most treatment here is an eligible medical expense; purely cosmetic work generally is not. Your plan administrator decides, and our itemised receipt gives them what they need.
Out of network
How claiming actually works.
If you have a PPO plan with out-of-network benefits, you can claim for treatment here. The sequence is short: you pay us, we hand you a coded itemised receipt, you submit it to your insurer, and they reimburse you directly at whatever percentage your plan applies to the allowed fee for your area.
The number that catches people out is UCR — usual, customary and reasonable. That is the fee level your insurer has decided is normal for your ZIP code, and reimbursement is calculated against it rather than against what we charge. Two practices with identical fees can leave you with different out-of-pocket costs depending entirely on how a plan sets its UCR.
HMO and DHMO plans generally have no out-of-network benefit at all. If that is your plan, treatment here is self-funded, and the membership is usually the better answer.
Questions
About money
Because the number depends on your plan's UCR schedule for your ZIP code, your remaining annual maximum, your deductible, how the procedure is coded, and whether the plan applies a frequency limitation. Only your insurer holds all five. We can tell you our fee exactly, and we can give you a coded receipt that makes claiming straightforward.
A statement listing each procedure with its ADA CDT code, the date, the tooth number where relevant and the fee charged. It is what an out-of-network claim needs. You submit it, the reimbursement comes to you rather than to us.
For laboratory work — veneers, crowns, aligners, implant restorations — yes, at the preparation appointment, because the laboratory bill is incurred then. It is set out in your written plan before you agree.
You pay for the stages completed. If a case is abandoned after preparation, the tooth needs a definitive restoration, and we will tell you what that costs before you decide. We would rather have that conversation than leave a tooth in temporaries.
No. In-house staging spreads the fee across the treatment period with no interest and no credit check. It is not a loan; it is simply paying in instalments as the work is done. Longer terms need a third-party lender, and their rate is theirs, not ours.
Often, yes, where the clinical sequence allows a natural break. Joanne will tell you where a case can be split without compromising it and where it genuinely cannot.
Fees on this page are illustrative for a demonstration site. Speak to us on (480) 555-0142 for anything real.